{"id":44574,"date":"2026-10-29T19:36:29","date_gmt":"2026-10-29T23:36:29","guid":{"rendered":"https:\/\/propertyonion.com\/education\/?p=44574"},"modified":"2026-10-29T19:36:30","modified_gmt":"2026-10-29T23:36:30","slug":"florida-foreclosure-auction-statistics-september-2026","status":"publish","type":"post","link":"https:\/\/propertyonion.com\/education\/florida-foreclosure-auction-statistics-september-2026\/","title":{"rendered":"Florida Foreclosure Auction Statistics: September 2026"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>PropertyOnion Market Research | September 2026 | Florida foreclosure auctions<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">PropertyOnion analyzed <strong>1,983 Florida foreclosure auction records with reported sold or canceled outcomes<\/strong> for September 2026. The comparable September 2025 export contained 1,616 records. The analysis excludes tax deed auctions and all records without a final sold or canceled outcome.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_88 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">In this Article:<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/propertyonion.com\/education\/florida-foreclosure-auction-statistics-september-2026\/#Executive_summary\" >Executive summary<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/propertyonion.com\/education\/florida-foreclosure-auction-statistics-september-2026\/#Key_findings_at_a_glance\" >Key findings at a glance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/propertyonion.com\/education\/florida-foreclosure-auction-statistics-september-2026\/#September_2026_Florida_foreclosure_auction_outcomes\" >September 2026 Florida foreclosure auction outcomes<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/propertyonion.com\/education\/florida-foreclosure-auction-statistics-september-2026\/#Third-party_investor_purchases_versus_plaintiff_wins\" >Third-party investor purchases versus plaintiff wins<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/propertyonion.com\/education\/florida-foreclosure-auction-statistics-september-2026\/#September_2026_foreclosure_auctions_by_county\" >September 2026 foreclosure auctions by county<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/propertyonion.com\/education\/florida-foreclosure-auction-statistics-september-2026\/#September_2025_versus_September_2026_year-over-year_trends\" >September 2025 versus September 2026: year-over-year trends<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/propertyonion.com\/education\/florida-foreclosure-auction-statistics-september-2026\/#Winning_bid_analysis\" >Winning bid analysis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/propertyonion.com\/education\/florida-foreclosure-auction-statistics-september-2026\/#Why_foreclosure_auctions_were_canceled\" >Why foreclosure auctions were canceled<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/propertyonion.com\/education\/florida-foreclosure-auction-statistics-september-2026\/#How_far_below_estimated_market_value_are_third-party_investors_buying_Florida_foreclosures\" >How far below estimated market value are third-party investors buying Florida foreclosures?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/propertyonion.com\/education\/florida-foreclosure-auction-statistics-september-2026\/#What_the_September_data_means_for_investors\" >What the September data means for investors<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/propertyonion.com\/education\/florida-foreclosure-auction-statistics-september-2026\/#Frequently_asked_questions_about_the_September_foreclosure_data\" >Frequently asked questions about the September foreclosure data<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/propertyonion.com\/education\/florida-foreclosure-auction-statistics-september-2026\/#Research_methodology_and_limitations\" >Research methodology and limitations<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/propertyonion.com\/education\/florida-foreclosure-auction-statistics-september-2026\/#About_PropertyOnion_Market_Research\" >About PropertyOnion Market Research<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Executive_summary\"><\/span>Executive summary<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Florida foreclosure auction records with reported outcomes increased <strong>22.7%<\/strong> year over year in PropertyOnion&#8217;s available datasets. Reported sales rose from 694 to 1,045, a <strong>50.6% increase<\/strong>. Third-party wins increased from 279 to 435, up <strong>55.9%<\/strong>. Cancellations changed little, from 922 to 938.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The results indicate higher recorded auction activity and more successful third-party bids within the supplied data. They do not, by themselves, establish statewide market growth: geographic coverage differs between the two exports.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_findings_at_a_glance\"><\/span>Key findings at a glance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<section aria-label=\"Key Florida foreclosure auction findings\" style=\"border:1px solid #d7e2ec;border-radius:12px;background:#f5f9fc;padding:16px;margin:16px 0 24px;\">\n<div style=\"display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;\">\n<div><strong style=\"font-size:24px;color:#0754a4;display:block;\">1,983<\/strong><span style=\"font-size:13px;line-height:1.45;\">September 2026 foreclosure auction records with sold or canceled outcomes<\/span><\/div>\n<div><strong style=\"font-size:24px;color:#0754a4;display:block;\">+55.9%<\/strong><span style=\"font-size:13px;line-height:1.45;\">Increase in third-party auction wins versus September 2025<\/span><\/div>\n<div><strong style=\"font-size:24px;color:#0754a4;display:block;\">42.2%<\/strong><span style=\"font-size:13px;line-height:1.45;\">Median apparent discount to estimated value for qualifying third-party purchases<\/span><\/div>\n<div><strong style=\"font-size:24px;color:#0754a4;display:block;\">47.3%<\/strong><span style=\"font-size:13px;line-height:1.45;\">September 2026 cancellation rate among resolved records<\/span><\/div>\n<\/div>\n<p style=\"font-size:12px;line-height:1.5;color:#52677a;margin:12px 0 0;\">Source: PropertyOnion.com. Data covers available foreclosure records, not necessarily every Florida auction. Apparent discounts do not account for surviving liens or acquisition costs.<\/p>\n<\/section>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"September_2026_Florida_foreclosure_auction_outcomes\"><\/span>September 2026 Florida foreclosure auction outcomes<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"po-research-card\" style=\"display:block;box-sizing:border-box;width:100%;max-width:100%;margin:20px 0 28px;padding:10px;border:1px solid #d7e2ec;border-radius:12px;background:#fff;overflow:hidden;\"><img width=\"1600\" height=\"958\" style=\"display:block;width:100%;height:auto;border-radius:6px;\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-01-auction-outcomes-1.png\" alt=\"Florida foreclosure auction outcomes, September 2026: 1,045 sold and 938 canceled out of 1,983 resolved records.\" class=\"wp-image-44590\" srcset=\"https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-01-auction-outcomes-1.png 1600w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-01-auction-outcomes-1-300x180.png 300w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-01-auction-outcomes-1-1024x613.png 1024w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-01-auction-outcomes-1-768x460.png 768w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-01-auction-outcomes-1-1536x920.png 1536w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><figcaption style=\"display:block;box-sizing:border-box;margin:0;padding:10px 12px;background:#f2f7fb;border-top:1px solid #d7e2ec;color:#506477;font-size:12px !important;line-height:1.5 !important;font-weight:400 !important;text-align:left;\">Figure 1. Of 1,983 Florida foreclosure auction records with final outcomes in September 2026, 1,045 sold (52.7%) and 938 were canceled (47.3%). Source: PropertyOnion.com.<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Outcome<\/th><th>Records<\/th><th>Share<\/th><\/tr><\/thead><tbody><tr><td>Sold<\/td><td>1,045<\/td><td>52.7%<\/td><\/tr><tr><td>Canceled<\/td><td>938<\/td><td>47.3%<\/td><\/tr><tr><td>Total<\/td><td>1,983<\/td><td>100.0%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Of the 1,983 foreclosure auction records included in this analysis, 1,045 were reported sold and 938 were canceled. A canceled auction is not equivalent to a completed sale, so investors should distinguish scheduled auction volume from auctions that actually result in a winning bid.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Third-party_investor_purchases_versus_plaintiff_wins\"><\/span>Third-party investor purchases versus plaintiff wins<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"po-research-card\" style=\"display:block;box-sizing:border-box;width:100%;max-width:100%;margin:20px 0 28px;padding:10px;border:1px solid #d7e2ec;border-radius:12px;background:#fff;overflow:hidden;\"><img width=\"1600\" height=\"957\" style=\"display:block;width:100%;height:auto;border-radius:6px;\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-02-winning-parties-2.png\" alt=\"Florida foreclosure auction winners in September 2026: 435 third-party investor wins and 606 plaintiff wins.\" class=\"wp-image-44591\" srcset=\"https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-02-winning-parties-2.png 1600w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-02-winning-parties-2-300x179.png 300w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-02-winning-parties-2-1024x612.png 1024w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-02-winning-parties-2-768x459.png 768w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-02-winning-parties-2-1536x919.png 1536w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><figcaption style=\"display:block;box-sizing:border-box;margin:0;padding:10px 12px;background:#f2f7fb;border-top:1px solid #d7e2ec;color:#506477;font-size:12px !important;line-height:1.5 !important;font-weight:400 !important;text-align:left;\">Figure 2. Third-party bidders won 435 foreclosure auctions (41.6% of all reported sales), while plaintiffs won 606 (58.0%). Four sold records had no identified winner and are not shown in this graphic. Source: PropertyOnion.com.<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Winning party<\/th><th>Sold records<\/th><th>Share of sales<\/th><\/tr><\/thead><tbody><tr><td>Third-party purchaser<\/td><td>435<\/td><td>41.6%<\/td><\/tr><tr><td>Plaintiff<\/td><td>606<\/td><td>58.0%<\/td><\/tr><tr><td>Winner not identified<\/td><td>4<\/td><td>0.4%<\/td><\/tr><tr><td><strong>Total<\/strong><\/td><td><strong>1,045<\/strong><\/td><td><strong>100.0%<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Third-party bidders won 435 foreclosure auctions, representing 41.6% of all reported sales. Plaintiffs won 606, or 58.0%. Four additional sold records had no identified winner and are excluded from the winning-party chart. The third-party winning share is a useful indicator of investor participation, but it is not a measure of profitability or the number of unique investors.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"September_2026_foreclosure_auctions_by_county\"><\/span>September 2026 foreclosure auctions by county<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"po-research-card\" style=\"display:block;box-sizing:border-box;width:100%;max-width:100%;margin:20px 0 28px;padding:10px;border:1px solid #d7e2ec;border-radius:12px;background:#fff;overflow:hidden;\"><img width=\"1600\" height=\"1122\" style=\"display:block;width:100%;height:auto;border-radius:6px;\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-03-top-counties-1.png\" alt=\"Ten Florida counties with the most foreclosure auction records in September 2026, led by Broward with 227, Miami-Dade with 181, and Hillsborough with 166.\" class=\"wp-image-44592\" srcset=\"https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-03-top-counties-1.png 1600w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-03-top-counties-1-300x210.png 300w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-03-top-counties-1-1024x718.png 1024w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-03-top-counties-1-768x539.png 768w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-03-top-counties-1-1536x1077.png 1536w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><figcaption style=\"display:block;box-sizing:border-box;margin:0;padding:10px 12px;background:#f2f7fb;border-top:1px solid #d7e2ec;color:#506477;font-size:12px !important;line-height:1.5 !important;font-weight:400 !important;text-align:left;\">Figure 3. Broward (227), Miami-Dade (181), and Hillsborough (166) recorded the most September 2026 foreclosure auctions among the counties shown. Counts include sold and canceled auctions only. Source: PropertyOnion.com.<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>County<\/th><th>Total<\/th><th>Sold<\/th><th>Canceled<\/th><th>Third-party wins<\/th><\/tr><\/thead><tbody><tr><td>Broward<\/td><td>227<\/td><td>100<\/td><td>127<\/td><td>43<\/td><\/tr><tr><td>Miami Dade<\/td><td>181<\/td><td>77<\/td><td>104<\/td><td>33<\/td><\/tr><tr><td>Hillsborough<\/td><td>166<\/td><td>85<\/td><td>81<\/td><td>38<\/td><\/tr><tr><td>Orange<\/td><td>128<\/td><td>51<\/td><td>77<\/td><td>21<\/td><\/tr><tr><td>Duval<\/td><td>126<\/td><td>75<\/td><td>51<\/td><td>38<\/td><\/tr><tr><td>Palm Beach<\/td><td>117<\/td><td>46<\/td><td>71<\/td><td>20<\/td><\/tr><tr><td>Polk<\/td><td>112<\/td><td>75<\/td><td>37<\/td><td>31<\/td><\/tr><tr><td>Lee<\/td><td>102<\/td><td>70<\/td><td>32<\/td><td>23<\/td><\/tr><tr><td>Pinellas<\/td><td>82<\/td><td>41<\/td><td>41<\/td><td>20<\/td><\/tr><tr><td>Pasco<\/td><td>77<\/td><td>57<\/td><td>20<\/td><td>22<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Broward, Miami-Dade, and Hillsborough led the September 2026 dataset by auction volume. However, county rankings based solely on auction counts can be misleading. Cancellations and the proportion of auctions won by third-party bidders also matter when evaluating where to focus research.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"September_2025_versus_September_2026_year-over-year_trends\"><\/span>September 2025 versus September 2026: year-over-year trends<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"po-research-card\" style=\"display:block;box-sizing:border-box;width:100%;max-width:100%;margin:20px 0 28px;padding:10px;border:1px solid #d7e2ec;border-radius:12px;background:#fff;overflow:hidden;\"><img style=\"display:block;width:100%;height:auto;border-radius:6px;\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-06-year-over-year-auction-activity-3.png\" alt=\"September 2025 versus September 2026 Florida foreclosure auction records: 1,616 versus 1,983 total; 694 versus 1,045 sold; 922 versus 938 canceled; 279 versus 435 third-party wins; and 415 versus 606 plaintiff wins.\"\/><figcaption style=\"display:block;box-sizing:border-box;margin:0;padding:10px 12px;background:#f2f7fb;border-top:1px solid #d7e2ec;color:#506477;font-size:12px !important;line-height:1.5 !important;font-weight:400 !important;text-align:left;\">Figure 4. September foreclosure auction records increased from 1,616 in 2025 to 1,983 in 2026, while third-party wins rose from 279 to 435. The two exports have different county coverage. Source: PropertyOnion.com.<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Metric<\/th><th>Sept. 2025<\/th><th>Sept. 2026<\/th><th>YoY change<\/th><\/tr><\/thead><tbody><tr><td>Auction records<\/td><td>1,616<\/td><td>1,983<\/td><td>+22.7%<\/td><\/tr><tr><td>Sold<\/td><td>694<\/td><td>1,045<\/td><td>+50.6%<\/td><\/tr><tr><td>Canceled<\/td><td>922<\/td><td>938<\/td><td>+1.7%<\/td><\/tr><tr><td>Third-party wins<\/td><td>279<\/td><td>435<\/td><td>+55.9%<\/td><\/tr><tr><td>Plaintiff wins<\/td><td>415<\/td><td>606<\/td><td>+46.0%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">The September 2026 dataset contains 367 more foreclosure auction records with final outcomes than September 2025. Completed sales increased by 351, while cancellations increased by 16. Third-party wins increased by 156 and plaintiff wins increased by 191.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Sold and canceled outcome rates<\/h3>\n\n\n\n<figure class=\"po-research-card\" style=\"display:block;box-sizing:border-box;width:100%;max-width:100%;margin:20px 0 28px;padding:10px;border:1px solid #d7e2ec;border-radius:12px;background:#fff;overflow:hidden;\"><img width=\"1024\" height=\"611\" style=\"display:block;width:100%;height:auto;border-radius:6px;\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-07-year-over-year-outcome-rates-3-1024x611.png\" alt=\"Florida foreclosure auction outcome rates in September 2025 and 2026: sold share rose from 42.9% to 52.7%, while canceled share fell from 57.1% to 47.3%.\" class=\"wp-image-44595\" srcset=\"https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-07-year-over-year-outcome-rates-3-1024x611.png 1024w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-07-year-over-year-outcome-rates-3-300x179.png 300w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-07-year-over-year-outcome-rates-3-768x458.png 768w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-07-year-over-year-outcome-rates-3-1536x917.png 1536w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-07-year-over-year-outcome-rates-3.png 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption style=\"display:block;box-sizing:border-box;margin:0;padding:10px 12px;background:#f2f7fb;border-top:1px solid #d7e2ec;color:#506477;font-size:12px !important;line-height:1.5 !important;font-weight:400 !important;text-align:left;\">Figure 5. The share of foreclosure auctions reported sold increased from 42.9% in September 2025 to 52.7% in September 2026. The canceled share declined from 57.1% to 47.3%. Only sold and canceled records are included. Source: PropertyOnion.com.<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">The reported sold share increased from <strong>42.9% in September 2025<\/strong> to <strong>52.7% in September 2026<\/strong>. The canceled share decreased from 57.1% to 47.3%. Both years use only sold and canceled records for this comparison.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Changes in winning-party participation<\/h3>\n\n\n\n<figure class=\"po-research-card\" style=\"display:block;box-sizing:border-box;width:100%;max-width:100%;margin:20px 0 28px;padding:10px;border:1px solid #d7e2ec;border-radius:12px;background:#fff;overflow:hidden;\"><img width=\"1600\" height=\"1000\" style=\"display:block;width:100%;height:auto;border-radius:6px;\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-08-year-over-year-winner-share-1.png\" alt=\"Florida foreclosure auction winning-party shares in September 2025 versus September 2026: third-party wins rose from 40.2% to 41.6% of reported sales.\" class=\"wp-image-44596\" srcset=\"https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-08-year-over-year-winner-share-1.png 1600w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-08-year-over-year-winner-share-1-300x188.png 300w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-08-year-over-year-winner-share-1-1024x640.png 1024w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-08-year-over-year-winner-share-1-768x480.png 768w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-08-year-over-year-winner-share-1-1536x960.png 1536w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><figcaption style=\"display:block;box-sizing:border-box;margin:0;padding:10px 12px;background:#f2f7fb;border-top:1px solid #d7e2ec;color:#506477;font-size:12px !important;line-height:1.5 !important;font-weight:400 !important;text-align:left;\">Figure 6. Third-party bidders accounted for 40.2% of reported foreclosure sales in September 2025 and 41.6% in September 2026. Third-party win counts increased from 279 to 435. Source: PropertyOnion.com.<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Third-party wins grew 55.9% in number, but their share of reported sales increased more modestly, from <strong>40.2%<\/strong> to <strong>41.6%<\/strong>. Plaintiff wins increased from 415 to 606. This distinction between growth in the number of wins and growth in the share of wins is important when interpreting investor participation.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">County-level year-over-year comparison<\/h3>\n\n\n\n<figure class=\"po-research-card\" style=\"display:block;box-sizing:border-box;width:100%;max-width:100%;margin:20px 0 28px;padding:10px;border:1px solid #d7e2ec;border-radius:12px;background:#fff;overflow:hidden;\"><img width=\"1600\" height=\"1153\" style=\"display:block;width:100%;height:auto;border-radius:6px;\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-09-county-year-over-year-1.png\" alt=\"Year-over-year Florida county foreclosure auction volumes for September 2025 and September 2026, including Broward, Miami-Dade, Hillsborough, and other counties.\" class=\"wp-image-44597\" srcset=\"https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-09-county-year-over-year-1.png 1600w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-09-county-year-over-year-1-300x216.png 300w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-09-county-year-over-year-1-1024x738.png 1024w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-09-county-year-over-year-1-768x553.png 768w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-09-county-year-over-year-1-1536x1107.png 1536w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><figcaption style=\"display:block;box-sizing:border-box;margin:0;padding:10px 12px;background:#f2f7fb;border-top:1px solid #d7e2ec;color:#506477;font-size:12px !important;line-height:1.5 !important;font-weight:400 !important;text-align:left;\">Figure 7. County-by-county comparison of Florida foreclosure auction records in September 2025 and September 2026. Broward increased from 171 to 227, while Miami-Dade decreased from 216 to 181. County coverage differs between the two exports. Source: PropertyOnion.com.<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>County highlights:<\/strong> Broward increased from 171 to 227 auction records (+32.7%), while Miami-Dade decreased from 216 to 181 (-16.2%). Orange rose from 68 to 128 (+88.2%). The complete county comparison follows; counties missing from one export are labeled rather than treated as having zero auctions.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>County<\/th><th>Sept. 2025<\/th><th>Sept. 2026<\/th><th>YoY change<\/th><\/tr><\/thead><tbody><tr><td>Broward<\/td><td>171<\/td><td>227<\/td><td>+32.7%<\/td><\/tr><tr><td>Miami Dade<\/td><td>216<\/td><td>181<\/td><td>-16.2%<\/td><\/tr><tr><td>Hillsborough<\/td><td>122<\/td><td>166<\/td><td>+36.1%<\/td><\/tr><tr><td>Orange<\/td><td>68<\/td><td>128<\/td><td>+88.2%<\/td><\/tr><tr><td>Duval<\/td><td>92<\/td><td>126<\/td><td>+37.0%<\/td><\/tr><tr><td>Palm Beach<\/td><td>115<\/td><td>117<\/td><td>+1.7%<\/td><\/tr><tr><td>Polk<\/td><td>75<\/td><td>112<\/td><td>+49.3%<\/td><\/tr><tr><td>Lee<\/td><td>55<\/td><td>102<\/td><td>+85.5%<\/td><\/tr><tr><td>Pinellas<\/td><td>74<\/td><td>82<\/td><td>+10.8%<\/td><\/tr><tr><td>Pasco<\/td><td>57<\/td><td>77<\/td><td>+35.1%<\/td><\/tr><tr><td>Sarasota<\/td><td>32<\/td><td>61<\/td><td>+90.6%<\/td><\/tr><tr><td>Marion<\/td><td>48<\/td><td>56<\/td><td>+16.7%<\/td><\/tr><tr><td>Volusia<\/td><td>48<\/td><td>44<\/td><td>-8.3%<\/td><\/tr><tr><td>Manatee<\/td><td>17<\/td><td>40<\/td><td>+135.3%<\/td><\/tr><tr><td>Brevard<\/td><td>37<\/td><td>36<\/td><td>-2.7%<\/td><\/tr><tr><td>Escambia<\/td><td>29<\/td><td>35<\/td><td>+20.7%<\/td><\/tr><tr><td>Seminole<\/td><td>29<\/td><td>34<\/td><td>+17.2%<\/td><\/tr><tr><td>Charlotte<\/td><td>35<\/td><td>33<\/td><td>-5.7%<\/td><\/tr><tr><td>Lake<\/td><td>30<\/td><td>29<\/td><td>-3.3%<\/td><\/tr><tr><td>St. Lucie<\/td><td>28<\/td><td>25<\/td><td>-10.7%<\/td><\/tr><tr><td>Alachua<\/td><td>10<\/td><td>22<\/td><td>+120.0%<\/td><\/tr><tr><td>Bay<\/td><td>15<\/td><td>21<\/td><td>+40.0%<\/td><\/tr><tr><td>Osceola<\/td><td>48<\/td><td>21<\/td><td>-56.2%<\/td><\/tr><tr><td>Santa Rosa<\/td><td>12<\/td><td>21<\/td><td>+75.0%<\/td><\/tr><tr><td>Indian River<\/td><td>11<\/td><td>17<\/td><td>+54.5%<\/td><\/tr><tr><td>Collier<\/td><td>8<\/td><td>16<\/td><td>+100.0%<\/td><\/tr><tr><td>Leon<\/td><td>18<\/td><td>15<\/td><td>-16.7%<\/td><\/tr><tr><td>Okaloosa<\/td><td>&#8211;<\/td><td>15<\/td><td>N\/A<\/td><\/tr><tr><td>St. Johns<\/td><td>15<\/td><td>15<\/td><td>+0.0%<\/td><\/tr><tr><td>Clay<\/td><td>34<\/td><td>14<\/td><td>-58.8%<\/td><\/tr><tr><td>Martin<\/td><td>4<\/td><td>14<\/td><td>+250.0%<\/td><\/tr><tr><td>Hernando<\/td><td>13<\/td><td>13<\/td><td>+0.0%<\/td><\/tr><tr><td>Walton<\/td><td>5<\/td><td>13<\/td><td>+160.0%<\/td><\/tr><tr><td>Highlands<\/td><td>&#8211;<\/td><td>12<\/td><td>N\/A<\/td><\/tr><tr><td>Flagler<\/td><td>10<\/td><td>9<\/td><td>-10.0%<\/td><\/tr><tr><td>Citrus<\/td><td>11<\/td><td>8<\/td><td>-27.3%<\/td><\/tr><tr><td>Putnam<\/td><td>8<\/td><td>8<\/td><td>+0.0%<\/td><\/tr><tr><td>Nassau<\/td><td>7<\/td><td>7<\/td><td>+0.0%<\/td><\/tr><tr><td>Gilchrist<\/td><td>&#8211;<\/td><td>4<\/td><td>N\/A<\/td><\/tr><tr><td>Washington<\/td><td>&#8211;<\/td><td>3<\/td><td>N\/A<\/td><\/tr><tr><td>Jackson<\/td><td>5<\/td><td>2<\/td><td>-60.0%<\/td><\/tr><tr><td>County not identified in export<\/td><td>&#8211;<\/td><td>1<\/td><td>N\/A<\/td><\/tr><tr><td>Gulf<\/td><td>&#8211;<\/td><td>1<\/td><td>N\/A<\/td><\/tr><tr><td>Okeechobee<\/td><td>4<\/td><td>&#8211;<\/td><td>N\/A<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><em>County coverage note:<\/em> The September 2025 export represents 38 Florida counties and the September 2026 export represents 43. A county missing from an export is not evidence that the county held no auctions. Year-over-year comparisons may reflect changes in data coverage as well as changes in auction activity.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Winning_bid_analysis\"><\/span>Winning bid analysis<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"po-research-card\" style=\"display:block;box-sizing:border-box;width:100%;max-width:100%;margin:20px 0 28px;padding:10px;border:1px solid #d7e2ec;border-radius:12px;background:#fff;overflow:hidden;\"><img width=\"1600\" height=\"957\" style=\"display:block;width:100%;height:auto;border-radius:6px;\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-04-median-winning-bids-2.png\" alt=\"Median Florida foreclosure auction winning bids in September 2026: $159,100 for third-party investors versus $84,600 for plaintiffs.\" class=\"wp-image-44598\" srcset=\"https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-04-median-winning-bids-2.png 1600w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-04-median-winning-bids-2-300x179.png 300w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-04-median-winning-bids-2-1024x612.png 1024w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-04-median-winning-bids-2-768x459.png 768w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-04-median-winning-bids-2-1536x919.png 1536w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><figcaption style=\"display:block;box-sizing:border-box;margin:0;padding:10px 12px;background:#f2f7fb;border-top:1px solid #d7e2ec;color:#506477;font-size:12px !important;line-height:1.5 !important;font-weight:400 !important;text-align:left;\">Figure 8. Third-party purchasers had a median winning bid of $159,100, compared with $84,600 for plaintiff wins in September 2026. Figures reflect reported auction bids, not verified market sale prices. Source: PropertyOnion.com.<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Among sold auctions with a positive reported winning bid, the median third-party winning bid was <strong>$159,100<\/strong>, compared with <strong>$84,600<\/strong> for plaintiff wins. These figures are auction bids, not verified arm&#8217;s-length real estate sale prices. They should not be used as a proxy for equity or investor profit.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_foreclosure_auctions_were_canceled\"><\/span>Why foreclosure auctions were canceled<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"po-research-card\" style=\"display:block;box-sizing:border-box;width:100%;max-width:100%;margin:20px 0 28px;padding:10px;border:1px solid #d7e2ec;border-radius:12px;background:#fff;overflow:hidden;\"><img width=\"1600\" height=\"1065\" style=\"display:block;width:100%;height:auto;border-radius:6px;\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-05-cancellation-reasons-1.png\" alt=\"Reasons for 938 canceled Florida foreclosure auctions in September 2026, including 331 county cancellations, 204 court orders, and 159 bankruptcies.\" class=\"wp-image-44599\" srcset=\"https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-05-cancellation-reasons-1.png 1600w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-05-cancellation-reasons-1-300x200.png 300w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-05-cancellation-reasons-1-1024x682.png 1024w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-05-cancellation-reasons-1-768x511.png 768w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-05-cancellation-reasons-1-1536x1022.png 1536w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><figcaption style=\"display:block;box-sizing:border-box;margin:0;padding:10px 12px;background:#f2f7fb;border-top:1px solid #d7e2ec;color:#506477;font-size:12px !important;line-height:1.5 !important;font-weight:400 !important;text-align:left;\">Figure 9. Of 938 canceled Florida foreclosure auction records in September 2026, 331 were recorded as county cancellations, 204 as court orders, and 159 as bankruptcies. Other reasons account for the remaining cancellations. Source: PropertyOnion.com.<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Recorded cancellation reason<\/th><th>Records<\/th><\/tr><\/thead><tbody><tr><td>County cancellation<\/td><td>331<\/td><\/tr><tr><td>Court order<\/td><td>204<\/td><\/tr><tr><td>Bankruptcy<\/td><td>159<\/td><\/tr><tr><td>Reason not provided<\/td><td>100<\/td><\/tr><tr><td>Postponed \/ rescheduled<\/td><td>60<\/td><\/tr><tr><td>Sale requirements not met<\/td><td>35<\/td><\/tr><tr><td>Other reasons<\/td><td>49<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">County cancellations were the largest recorded category, followed by court orders and bankruptcy filings. A canceled auction can be rescheduled or resolved through other legal proceedings, so cancellation counts should not be interpreted as permanently withdrawn properties.<\/p>\n\n\n\n<h2 id=\"apparent-discount-analysis\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_far_below_estimated_market_value_are_third-party_investors_buying_Florida_foreclosures\"><\/span>How far below estimated market value are third-party investors buying Florida foreclosures?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">PropertyOnion compared third-party foreclosure auction winning bids with estimated property values. For each property, we used <strong>PropertyOnion Value (POV)<\/strong> when positive and available; otherwise we used <strong>County Market Value<\/strong>. Only records with both a positive valuation and a positive winning bid were included. This comparison measures an <strong>apparent discount to estimated value<\/strong>, not verified equity or profit.<\/p>\n\n\n\n<figure class=\"po-research-card\" style=\"display:block;box-sizing:border-box;width:100%;max-width:100%;margin:20px 0 28px;padding:10px;border:1px solid #d7e2ec;border-radius:12px;background:#fff;overflow:hidden;\"><img width=\"1600\" height=\"999\" style=\"display:block;width:100%;height:auto;border-radius:6px;\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-10-estimated-values-vs-bids.png\" alt=\"Estimated property values versus third-party foreclosure auction winning bids in Florida, September 2025 and 2026: median values of $310,113 and $283,021, and median bids of $144,700 and $160,051.\" class=\"wp-image-44600\" srcset=\"https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-10-estimated-values-vs-bids.png 1600w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-10-estimated-values-vs-bids-300x187.png 300w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-10-estimated-values-vs-bids-1024x639.png 1024w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-10-estimated-values-vs-bids-768x480.png 768w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-10-estimated-values-vs-bids-1536x959.png 1536w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><figcaption style=\"display:block;box-sizing:border-box;margin:0;padding:10px 12px;background:#f2f7fb;border-top:1px solid #d7e2ec;color:#506477;font-size:12px !important;line-height:1.5 !important;font-weight:400 !important;text-align:left;\">Figure 10. For qualifying third-party foreclosure purchases, median estimated property values were $310,113 in September 2025 and $283,021 in September 2026; median winning bids were $144,700 and $160,051, respectively. Valuation uses POV first, then County Market Value if POV is unavailable. Source: PropertyOnion.com.<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Third-party purchases<\/th><th>September 2025<\/th><th>September 2026<\/th><\/tr><\/thead><tbody><tr><td>All third-party wins<\/td><td>279<\/td><td>435<\/td><\/tr><tr><td>Valid valuation and winning bid<\/td><td>276<\/td><td>428<\/td><\/tr><tr><td>Used POV<\/td><td>270<\/td><td>423<\/td><\/tr><tr><td>Used County Market Value fallback<\/td><td>6<\/td><td>5<\/td><\/tr><tr><td>Median estimated property value<\/td><td>$310,113<\/td><td>$283,021<\/td><\/tr><tr><td>Median winning bid<\/td><td>$144,700<\/td><td>$160,051<\/td><\/tr><tr><td>Median apparent discount to estimated value<\/td><td>42.6%<\/td><td>42.2%<\/td><\/tr><tr><td>Winning bids below estimated value<\/td><td>265 of 276 (96.0%)<\/td><td>418 of 428 (97.7%)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">In September 2026, the median apparent discount for qualifying third-party purchases was <strong>42.2%<\/strong>, compared with <strong>42.6%<\/strong> in September 2025. The discount is calculated separately for each property as (estimated value minus winning bid) divided by estimated value, and then the median of those property-level percentages is reported. It is not calculated by dividing the two statewide median figures.<\/p>\n\n\n\n<figure class=\"po-research-card\" style=\"display:block;box-sizing:border-box;width:100%;max-width:100%;margin:20px 0 28px;padding:10px;border:1px solid #d7e2ec;border-radius:12px;background:#fff;overflow:hidden;\"><img width=\"1600\" height=\"1023\" style=\"display:block;width:100%;height:auto;border-radius:6px;\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-11-median-apparent-discounts.png\" alt=\"Median apparent discount between estimated property value and third-party foreclosure winning bid: 42.6% in September 2025 and 42.2% in September 2026.\" class=\"wp-image-44601\" srcset=\"https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-11-median-apparent-discounts.png 1600w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-11-median-apparent-discounts-300x192.png 300w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-11-median-apparent-discounts-1024x655.png 1024w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-11-median-apparent-discounts-768x491.png 768w, https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/chart-11-median-apparent-discounts-1536x982.png 1536w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><figcaption style=\"display:block;box-sizing:border-box;margin:0;padding:10px 12px;background:#f2f7fb;border-top:1px solid #d7e2ec;color:#506477;font-size:12px !important;line-height:1.5 !important;font-weight:400 !important;text-align:left;\">Figure 11. The median property-level apparent discount to estimated value was 42.6% for qualifying September 2025 third-party purchases and 42.2% for September 2026. Discounts exclude surviving liens, repairs, fees, and other costs and do not represent profit. Source: PropertyOnion.com.<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>What this means:<\/strong> The 42.2% median apparent discount indicates that reported third-party winning bids were often well below estimated property values in the qualifying dataset. It does not show that investors earned a 42.2% return, and it does not establish that any particular property had that amount of recoverable equity. Title and lien due diligence are essential.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How September 2026 third-party purchases were distributed by apparent discount<\/h3>\n\n\n\n<figure class=\"po-research-card\" style=\"display:block;box-sizing:border-box;width:100%;max-width:100%;margin:20px 0 28px;padding:10px;border:1px solid #d7e2ec;border-radius:12px;background:#fff;overflow:hidden;\"><img style=\"display:block;width:100%;height:auto;border-radius:6px;\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/propertyonion.com\/education\/wp-content\/uploads\/2026\/10\/Analysis-output-1.png\" alt=\"Distribution of 428 qualifying third-party foreclosure auction purchases in September 2026 by discount to estimated property value: 10 at or above value, 23 below by under 20%, 164 by 20% to under 40%, 126 by 40% to under 60%, and 105 by 60% or more.\" class=\"wp-image-44602\"><figcaption style=\"display:block;box-sizing:border-box;margin:0;padding:10px 12px;background:#f2f7fb;border-top:1px solid #d7e2ec;color:#506477;font-size:12px !important;line-height:1.5 !important;font-weight:400 !important;text-align:left;\">Figure 12. Among 428 qualifying third-party purchases in September 2026, 10 bids were at or above estimated value; 23 were below value by less than 20%; 164 by 20% to under 40%; 126 by 40% to under 60%; and 105 by at least 60%. These are apparent discounts, not realized investor returns. Source: PropertyOnion.com.<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Winning bid compared with estimated value<\/th><th>Purchases<\/th><\/tr><\/thead><tbody><tr><td>At or above estimated value<\/td><td>10<\/td><\/tr><tr><td>Below value by less than 20%<\/td><td>23<\/td><\/tr><tr><td>Below value by 20% to less than 40%<\/td><td>164<\/td><\/tr><tr><td>Below value by 40% to less than 60%<\/td><td>126<\/td><\/tr><tr><td>Below value by 60% or more<\/td><td>105<\/td><\/tr><tr><td>Total qualifying third-party purchases<\/td><td>428<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Important: A discount to estimated market value is not guaranteed equity or profit<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Investor risk disclosure:<\/strong> The apparent discounts shown in this report compare auction winning bids with estimated property values only. They do <strong>not<\/strong> account for mortgages or other liens that may survive foreclosure, municipal or code enforcement claims, unpaid taxes or assessments, title defects, property condition, repairs, occupancy, eviction or possession costs, legal fees, closing expenses, or resale costs. Depending on the foreclosure case and lien priority, a third-party purchaser may need to pay, negotiate, litigate, or otherwise resolve surviving encumbrances after the auction. Some encumbrances may not be extinguished by the foreclosure sale. Consequently, a property purchased substantially below its estimated market value may have little or no realizable equity, and an apparent discount should never be interpreted as an investment return.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What happens when the foreclosing plaintiff wins?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A <strong>plaintiff win<\/strong> generally means the foreclosing lender or other lienholder, rather than an outside third-party investor, was the successful bidder at the county foreclosure auction. The plaintiff may subsequently obtain title through the applicable foreclosure process. If the plaintiff is a bank or mortgage lender, the property may become <strong>real estate owned (REO)<\/strong> and later be listed for sale through a real estate broker, marketed through another sales channel, held, or otherwise disposed of. The outcome depends on the type of lienholder, case circumstances, and completion of the legal process. A plaintiff&#8217;s reported winning bid may be based on a credit bid against the debt rather than cash paid for an arm&#8217;s-length purchase. For this reason, plaintiff wins are excluded from PropertyOnion&#8217;s third-party purchase discount analysis.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_the_September_data_means_for_investors\"><\/span>What the September data means for investors<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>More completed sales were recorded.<\/strong> PropertyOnion observed 1,045 completed foreclosure sales in September 2026, compared with 694 in the September 2025 export. This expands the pool of reported transactions available for research, subject to the differences in data coverage.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Third-party activity increased in absolute terms.<\/strong> Outside bidders won 435 auctions, up from 279 a year earlier. However, the winning share moved only modestly, so the data does not prove a dramatic change in bidder competitiveness.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Due diligence remains critical.<\/strong> A winning bid below an estimated property value does not guarantee equity or profit. Surviving liens, title defects, occupancy, condition, and transaction costs can materially affect the outcome.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently_asked_questions_about_the_September_foreclosure_data\"><\/span>Frequently asked questions about the September foreclosure data<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">How many Florida foreclosure auctions sold in September 2026?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">PropertyOnion recorded 1,045 sold foreclosure auctions in its September 2026 Florida export, along with 938 canceled auctions. These counts exclude records without a sold or canceled outcome and do not claim to represent every auction statewide.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How many foreclosure auctions were won by third-party investors?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Third-party bidders won 435 of the 1,045 reported sales (41.6%). Plaintiffs won 606 (58.0%), and four sales had no identified winning party in the export.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Are foreclosure auction winning bids 42.2% below market value?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">For the 428 September 2026 third-party purchases with a positive winning bid and valid estimated property value, the median property-level apparent discount was 42.2%. PropertyOnion uses POV when available and positive, otherwise County Market Value. The estimate does not account for surviving liens, property condition, or transaction costs and is not a guaranteed discount to realizable market value.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What happens when the foreclosing plaintiff wins?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The foreclosing lender or other lienholder is the successful bidder rather than a third-party investor. Depending on the foreclosure and title process, a lender may later market the property as real estate owned (REO), sell it through another channel, or hold it. Plaintiff credit bids should not be treated as ordinary third-party purchase prices.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Research_methodology_and_limitations\"><\/span>Research methodology and limitations<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Report publication:<\/strong> October 29, 2026. <strong>Research publisher:<\/strong> PropertyOnion.com. <strong>Source:<\/strong> PropertyOnion.com auction data exports for September 2025 and September 2026. <strong>Scope:<\/strong> Florida foreclosure auction records only, excluding tax deed auctions. <strong>Included outcomes:<\/strong> Sold and Canceled. Records without either reported outcome were omitted from every statistic, table, and chart.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Valuation analysis:<\/strong> Only third-party sold foreclosure records with a positive winning bid and a positive estimated value are included. POV is used first, with County Market Value as the fallback if POV is missing or zero. Median discounts are calculated from individual property-level percentages. Valuations are estimates and are not appraisals; surviving liens and transaction costs are not deducted. <strong>Coverage:<\/strong> 38 counties in the September 2025 foreclosure export and 43 counties in the September 2026 foreclosure export. These exports should not be treated as a verified census of all Florida foreclosure auctions. <strong>Unit of analysis:<\/strong> auction records, not necessarily unique properties or cases across periods. <strong>Winner classifications:<\/strong> based on the source export. <strong>Winning bid analysis:<\/strong> uses positive reported bid values.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Statistics reflect the data available at the time of extraction. Comparisons may be affected by coverage, record completeness, and later updates. PropertyOnion does not represent these findings as an official statewide government count.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"About_PropertyOnion_Market_Research\"><\/span>About PropertyOnion Market Research<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">PropertyOnion Market Research is produced using records maintained in the PropertyOnion auction database. Counts and classifications reflect the exported records and may differ from official county reporting or later updates.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">PropertyOnion.com provides auction research, foreclosure property information, and educational resources for real estate investors. PropertyOnion Market Research analyzes auction outcomes and investor activity using data collected for its platform. When citing this research, please credit <strong>PropertyOnion.com<\/strong> and link to the original report.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>PropertyOnion Market Research | September 2026 | Florida foreclosure auctions PropertyOnion analyzed 1,983 Florida foreclosure auction records with reported sold or canceled outcomes for September 2026. The comparable September 2025 export contained 1,616 records. The&hellip;<\/p>\n","protected":false},"author":1,"featured_media":44616,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1492,1491],"tags":[69,419,11,123,1495,1494],"class_list":["post-44574","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-foreclosure-auction-research","category-market-research","tag-florida","tag-florida-real-estate","tag-foreclosure","tag-foreclosure-auction","tag-foreclosure-stats","tag-market-research"],"_links":{"self":[{"href":"https:\/\/propertyonion.com\/education\/wp-json\/wp\/v2\/posts\/44574","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/propertyonion.com\/education\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/propertyonion.com\/education\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/propertyonion.com\/education\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/propertyonion.com\/education\/wp-json\/wp\/v2\/comments?post=44574"}],"version-history":[{"count":12,"href":"https:\/\/propertyonion.com\/education\/wp-json\/wp\/v2\/posts\/44574\/revisions"}],"predecessor-version":[{"id":44615,"href":"https:\/\/propertyonion.com\/education\/wp-json\/wp\/v2\/posts\/44574\/revisions\/44615"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/propertyonion.com\/education\/wp-json\/wp\/v2\/media\/44616"}],"wp:attachment":[{"href":"https:\/\/propertyonion.com\/education\/wp-json\/wp\/v2\/media?parent=44574"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/propertyonion.com\/education\/wp-json\/wp\/v2\/categories?post=44574"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/propertyonion.com\/education\/wp-json\/wp\/v2\/tags?post=44574"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}