👋 Hey there, fellow investor! Sounds like you're in a tricky spot with that junior lien. Here's the deal – when the big dog (primary mortgage holder) starts barking about foreclosure, it usually throws a wrench in the works for us little guys. Your junior lien sale might get put on ice for a while.

But don't throw in the towel just yet! You've got some moves you can make with the primary lender. Maybe offer to catch up the mortgage, float the idea of a short sale, or see if they're open to a payment plan. Just remember, they hold most of the cards here, so you'll need to make it worth their while. And seriously, chat with a local real estate lawyer before you do anything. They'll know all the ins and outs of your specific situation. Good luck out there! 🤞

the junior lien will wait. Most likely. If the 2nd were to foreclose they would be resonsible for the payment of the first... Not going to happen. they will wait and file a "Defiency Judgment" against the owner. If they owner has not reached out to you yet. Keep trying they need your help~!