Hi Avani,
Yes, I totally get your frustration. As investors, we work hard to keep things moving efficiently, but unfortunately, government processes often lag behind, and they’re becoming more expensive and less efficient every year.
That said, here’s the key point: what truly matters is what’s recorded in the Clerk’s Official Records. That’s the legal source of ownership. In most counties, once the Certificate of Title is issued, it’s recorded in the Official Records, sometimes within hours, often within a few days. That’s what establishes legal ownership.
PAPA, in the case of Palm Beach, is just an administrative tool, primarily used for property tax assessments and public reference. It's helpful, but it’s not the legal source.
I’ve personally seen serious delays in counties like Miami-Dade, where the property appraiser database didn’t reflect the new ownership for over 2 months. When asked, their usual answer is “budget constraints and staff shortages”, though frankly, we’ve seen plenty of them working remotely, hitting the gym at 4pm, taking two-hour lunches, or disappearing for long weekends. It’s more about bureaucracy than bandwidth.
So while it’s annoying and not ideal, I wouldn’t worry too much, as long as your name is on the recorded deed or certificate in the Clerk’s Office, your ownership is secure. The appraiser will catch up… eventually.
You Asked & We ALL Answered!
Most Popular Questions
- Tax Deed vs Foreclosure Implications?
- Mortgage Reporting on Title Search?
- Estimating the loan balance on a Reverse mortgage?
- Pre-Foreclosure Info...?
- Statue of Limitations?
Most Recent Questions
- Clerks of Court Refusing to refund full funds after Foreclosure sale was vacated?
- high and low seasons?
- I’m looking at a first mortgage foreclosure with a HUD 2nd mortgage. HUD was initially listed as a defendant but not listed on the Final Judgment. Does the HUD 2nd mortgage survive??
- Why would a lender bid over their judgment amount??
- What Happens When a Property Sells for Less Than the Final Judgment Amount??
Can you answer these questions?
- PropertyOnion to incorporate working with probates??
- Looking for creative buyers, seller finance in Marion County, FL?
- OFF MARKET PROPERTIES DIRECT WITH OWNERS !!!?
-
301one day ago
-
1846 hours ago
-
100one year ago
-
51one year ago
-
50one year ago
-
30one year ago
-
27one year ago
-
26one year ago
-
23one year ago
-
20one year ago
Thank you, Fernando. I really appreciate it!