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Getting an actual deed and not certificate of title

I purchased a foreclosure and received a "certificate of title".
I am told this is standard in Florida. However, many dont recognize the "title certificate" as official proof of ownership and require a deed.
What is the simplest steps to get an acutual deed recorded. If i use an attorney what are the general prices.

Posted one month ago
  
  
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Answers


Not sure who told you that a COT isn't an "official proof of ownership", it is 100% legal and valid form of official ownership of a property enforced by law.

Now I'm guessing you are talking about selling the property to a traditional buyer, or trying to get title insurance using a poorly trained title company who might not know this because it lacks the "warranties" of a standard Warranty Deed. Some title companies or buyers might be hesitant until certain steps are taken.

If you want a different form of "deed", it's super simple to more complex.

Easiest thing to do is to quit claim the property to yourself or a business entity. You can easily create your own quit claim deed document using online templates, and E-file it with the county after having it notarized for roughly $50.
If you want a warranty deed, you would need to first do a quiet title action, which you can do yourself if you are up to the legwork, or use an attorney which will cost $1500 to $3500 depending on the complexity of the property's title. After this you can get title insurance.

Posted one month ago
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Damon Simons
218 × 5 Administrator
  
  

FLORIDA DMV would not use the certificate of title as a proof of residence when i tried to get a florida license.

darubeta   27 days ago Report
  
  

That's because it's not proof of residence, since you can own it from anywhere in the world, not necessarily live there.

Damon Simons   27 days ago Report

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