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if you buy hoa lien can this give you any rights over a mortgage

Thinking about buying an HOA lien in the county foreclosure just wondering if you get any rights over any outstanding mortgages. is there an instance that I can look out for where the HOA lien wipes out a mortgage?

  
  
Posted 2 months ago
Votes Newest

Answers 2


I don't believe this is possible, if it is, it's a well guarded secret. You can buy an HOA lien and fight off the mortgage foreclosure with various defense strategies utilizing a knoweldgeable legal team.

You should read "HOA Foreclosure Play for Big Profits at the County Auction" that Tony wrote a while back.

  
  
Posted 2 months ago
Edited 2 months ago
Damon Simon
126 × 5 Administrator

From what I understand, buying an HOA lien generally doesn’t give you rights over any outstanding mortgages, as the mortgage typically has priority over the lien. However, in some rare cases, if the HOA lien is super-priority and the foreclosure sale wipes out the mortgage, the mortgage might be extinguished, but this is highly dependent on state laws and specific circumstances. It's worth double-checking with a local real estate attorney or expert to confirm how it works in your area.

  
  
Posted 2 months ago
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2 Answers
2 months ago
2 months ago

Miami Dade County Foreclosure Schedule

Miami Dade County Foreclosure Auctions: